Choose Your Tradeline How It Works

How It Works

Step 1: Choose Your Tradeline: Select the tradeline that best fits your needs from our offerings, such as Navy Federal Credit Union, Discover It, Wells Fargo, American Express, or Citi Bank. This is your first step to boosting your credit score.

Step 2: Make Payment: Complete your purchase securely using Square. We accept CashApp, Google Pay, and Apple Pay.

Step 3: Provide Information: After checkout, you’ll be redirected to a page to submit the necessary details to add you to the tradeline.

Step 4: Sit Back and Relax: Once added, you’ll be notified via email. Your tradeline will appear on your credit report within 45 days.

Step 5: Verify Results: Use CreditKarma.com to confirm the tradeline on your report and enjoy improved credit scores!

Additional Benefits

$50 Reward: Submit a testimonial with before-and-after proof of your credit score improvements, and we’ll give you $50 off your next purchase. Contact us for submission details.

Affiliate Plan: Earn 50% commission by recommending our services to others. If the person you recommend makes a purchase, you’ll receive half of the payment as a reward! Contact us to get started.

If you have any questions, please refer to our FAQs and Terms & Agreements. By purchasing, customers acknowledge and agree to our terms.

Contact Us

If you have any questions or need further assistance, feel free to reach out through our Contact Form.

Tradeline Services

Discover the Powerful Benefits of Tradelines

Fast Results: Tradelines report in less than 45 days – see significant improvements quickly!

Up to 150 Points: Tradelines can increase your credit score by an average of 50 points, with some clients seeing as much as 150 points!

All 3 Credit Bureaus: Your tradelines report to Equifax, Experian, and TransUnion—ensuring your credit profile is strengthened across the board.

No Work Required: The fastest, most effortless way to boost your credit score—no work from you!

Increase Approval Odds: Tradelines significantly improve your chances of getting approved for loans, credit cards, and more!

More Tradelines, More Power: The more tradelines you have, the stronger your credit profile becomes, unlocking even more financial opportunities!

Client Results

Client Results…

“Didnt expect the tradelines to do much becasue already had high score but ill take the extra 40 points!”

Frankie M.

Client

“This service is the real deal! Thank you”

Kristal H.

Client

“71 Point Boost Increase! God is GOOD”

Lavonte M.

Founder

Lifestyle Benefits of Tradelines

Lifestyle Benefits of Having Tradelines

Unlock Luxury Rentals: Secure leases for high-end apartments or homes with improved credit scores!

Drive Your Dream Car: Qualify for low-interest auto loans and lease premium vehicles effortlessly.

Travel in Style: Get approved for exclusive travel rewards credit cards to enjoy free flights, upgrades, and more.

Build Financial Freedom: Tradelines open doors to better loan approvals for business investments or personal ventures.

Shop Without Limits: Enjoy higher credit limits, making it easier to shop for big-ticket items or cover unexpected expenses.

Peace of Mind: Eliminate financial stress by securing better rates and avoiding predatory lenders.

Boost Your Lifestyle: Tradelines help you achieve greater financial stability, so you can focus on living your best life!

Choose Your Tradeline What Our Clients Are Saying

What Our Clients Are Saying…

Frequently Asked Questions

Frequently Asked Questions

What is a Tradeline? A tradeline is a record of credit activity on a specific account, such as a credit card or loan, reported to credit bureaus. When you are added as an authorized user to an existing tradeline, the account’s positive history, like on-time payments and credit utilization, may appear on your credit report, potentially boosting your credit score.

What type of Tradelines does LM Financial Consulting LLC offer? We provide a variety of tradeline services designed to help clients improve their credit profiles. Our offerings include:

  • Primary Tradelines – Credit accounts that are actively used and reported by major credit bureaus to establish or enhance credit history.
  • Seasoned Tradelines – Accounts that have been open for a longer period, offering a more positive payment history and higher credit limits to improve credit scores.
  • Authorized User Tradelines – Clients can be added as authorized users to high-limit, well-managed accounts to boost credit scores and increase overall creditworthiness.

How long does it take for the tradeline to appear on my credit report? Tradelines typically appear on your credit report within 30 to 45 days after being added, depending on the credit card issuer’s reporting cycle and your credit bureau updates.

Will I have access to the credit card as an Authorized User? No, you will not receive the physical credit card or access to the account. This service is solely to help boost your credit by reflecting the positive history of the account on your credit report.

How long will I stay on the tradeline? You can choose to remain on the tradeline for 1, 3, or 6 months, depending on the package you select. Each month is defined as the period between the statement opening and closing dates.

Is this service legal? Yes, adding Authorized Users to credit accounts is a legal and common practice. Many credit card companies offer this option, and it’s frequently used to help family members build or improve credit.

How much of a credit score boost can I expect? The increase in your credit score depends on several factors, including your current credit profile, existing debts, and payment history. While most clients experience a boost, results will vary for each individual. Additionally, the more tradelines you acquire, the greater the potential impact on your credit score and overall credit profile, enhancing your ability to qualify for loans, credit cards, and other financial opportunities.

What happens if I need to change the information I submitted? If you realize there’s an error in your submitted information, contact us immediately to make corrections. Providing accurate information is essential for timely and effective service.

Do I need good credit to use this service? No, this service is designed to help individuals with low or average credit scores improve their creditworthiness. It’s also beneficial for those with no established credit history.

Are there any risks involved? Risks are minimal if the information provided is accurate. However, delays or failure to report can occur if inaccurate information is submitted. Our team is here to guide you through the process to minimize any issues.

What payment methods do you accept? We accept the following payment methods:

  • Credit Card
  • Debit Card
  • Apple Pay
  • Google Pay
  • Cash App

We use Square for all transactions, ensuring a secure and convenient payment experience for our clients.

Contact Us

If you have further questions or need assistance, please contact us. We are here to help you with any inquiries you may have.

Take Action – Join Over 100+ Happy Clients!

What Are You Waiting For? Join Over 100+ Happy Clients Today!

Take Control of Your Financial Future: Don’t let your credit score hold you back from achieving your dreams.

Missed Opportunities: Delaying action could mean missing out on better credit card offers, lower interest rates, and financial flexibility.

Time Is Precious: The longer you wait, the harder it becomes to improve your credit. Act now to secure the life you deserve.

Don’t wait any longer! Every moment counts. Take action now to start boosting your credit and transforming your financial future!

Join Our Tradeline Services: Experience immediate results and pave the way for your success!

Regret-Free Decision: Thousands of satisfied clients have already seen incredible benefits. It’s your turn now!

Time is ticking! Take control of your financial journey today. Secure your spot and become part of our growing community of happy clients!

Take the Leap – Your Tradeline Awaits

Now’s Your Chance – Get Your Tradeline Today!

Exclusive Offer Ending Soon – Don’t Miss Out!

Time Remaining: 5:00